MAV Design & Build

General Contractor vs. Subcontractor: What Houston Homeowners Need to Know

What’s the Difference Between a General Contractor and a Subcontractor?

When planning a home renovation or construction project in Houston, you’ll encounter two key types of professionals: general contractors and subcontractors. Understanding the difference between them is critical to choosing the right team for your project.

What Is a General Contractor (GC)?

A general contractor is the primary professional responsible for overseeing a construction project from start to finish. The GC:

  • Acts as your single point of contact
  • Creates and manages the overall project schedule
  • Hires, schedules, and supervises all subcontractors
  • Pulls all necessary building permits
  • Ensures work meets local building codes and inspection requirements
  • Manages the project budget and material procurement
  • Carries general liability insurance and worker’s compensation

In Texas, general contractors working on commercial projects over $50,000 must be licensed. For residential work, while a GC license isn’t universally required statewide, Houston-area homeowners should always verify that their GC is properly registered and insured.

What Is a Subcontractor?

A subcontractor is a specialist hired by the general contractor to perform a specific trade or scope of work. Common subcontractors on a Houston remodel include:

  • Plumbers: Licensed by the Texas State Board of Plumbing Examiners (TSBPE)
  • Electricians: Licensed by the Texas Department of Licensing and Regulation (TDLR)
  • HVAC technicians: Licensed by TDLR
  • Tile setters
  • Painters
  • Flooring installers
  • Cabinet installers
  • Roofers

Should You Hire a GC or Go Direct to Subcontractors?

Many Houston homeowners wonder if they can save money by acting as their own general contractor and hiring subcontractors directly. Here’s an honest breakdown:

Hiring a GC (Recommended for Most Projects)

Pros:

  • Single point of accountability for the entire project
  • GC coordinates scheduling so trades don’t overlap or wait on each other
  • GC handles permitting paperwork and inspection scheduling
  • GC warranties the overall work, not just individual trade work
  • Established relationships with quality subcontractors
  • Insurance coverage for workers on your property

Cons:

  • GC markup on subcontractor labor (typically 15–25%)

Self-Managing as Owner-Builder

Pros:

  • Potential cost savings of 10–20% on labor

Cons:

  • Requires significant time and construction knowledge
  • Scheduling conflicts between trades are common and costly
  • You assume all liability for workmanship and safety
  • Harder to find quality subcontractors willing to work without a GC
  • Mistakes in sequencing (e.g., drywalling before plumbing rough-in inspection) cause expensive rework

How Much Does a General Contractor Cost in Houston?

Houston general contractors typically charge in one of three ways:

  • Cost-plus fee: Actual cost of materials and labor + a 15–25% GC fee
  • Fixed bid: One lump-sum price for the entire scope of work
  • Time and materials: Hourly rate + materials (common for repair/maintenance work)

For a full kitchen remodel in Houston, GC fees typically add $3,000–$15,000 to the overall project cost — a small price for peace of mind and project coordination.

Questions to Ask Before Hiring a Houston General Contractor

  1. Are you properly licensed and insured in Texas?
  2. Do you carry general liability and workers’ compensation insurance?
  3. Will you pull all necessary permits for this project?
  4. Can you provide 3 references from similar Houston projects?
  5. What is your payment schedule?
  6. Do you provide a written contract with a defined scope of work?
  7. How do you handle change orders?
  8. Who specifically will be on my job site daily?

MAV Design & Build: Houston’s Full-Service General Contractor

MAV Design & Build is a licensed and insured general contractor serving Houston and the Greater Houston area. We manage every aspect of your project — from initial design through final inspection — so you can focus on what matters most.

Learn more about our general contracting services or call (832) 532-6829.

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